Be careful: Hotlink unlimited FREE Calls during birthday and anniversary day

"Start your birthday celebration with unlimited FREE calls as well as a surprise treat on the anniversary of the day you signed up with us."

Please note: This FREE voice calls is to any Maxis Nos. on the special days only. But, the problem is how you know whether your friends' phone number is Maxis number.

This is because nowadays people can change its phone service providers without changing their number. In other words, 012/017 is not necessary a Maxis number anymore. It can be any other providers such as Digi.

This is my experience during my birthday. Therefore, please ask your friends first before start a phone call next time to avoid any SURPRISE.



Written by: Xaivier Chia

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Investment: Stock Market Vs Business

So, do you want your money works with you and help you earn more money? This sounds is good for everyone of us nowadays. "I want to have my own business in the future", "I want be my own boss", "I want quit my moron job", etc.
 
But, the problem is, are you ready to be your own boss? Are you sure you want to have your own business? And do you know how to launch a business?

In reality, to have your own business you need to have a team. A team which can provide lots of indispensable knowledge and skills in terms of law, regulation, customer service, production etc. If you do not have your own team, you may have a risk to be cheated by others who know more than you.

Therefore, personally, I find a good idea to own my business without considering these troublesome but essential things, that is, investment in other companies.

Are you sure? Whose company? The answer is: public listed company.

How? It is quite simple: through stock market exchange service, you can invest in the company you are interested in or reinvest your capital without any sophisticated procedure and regulation.

By investing in public listed company, you can save your time in terms of management, technical problems, financial accounting etc. Therefore, all you need to do is just find a competitive and profitable business, then invest in it and wait for your return.


That's all for today. More fascinating articles and sharing will be updated from time to time in Xaivier Blog. So, you are welcome to subscribe our feed, look at our sitemap or simply visit our Homepage.

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German Baroque: Pachelbel Canon in D Major (Pachelbel's Canon)

"Pachelbel's Canon, also known as Canon in D major (PWC 37, T. 337, PC 358), is the most famous piece of music by German Baroque composer Johann Pachelbel. It was originally scored for three violins and basso continuo and paired with a gigue in the same key. Like most other works by Pachelbel and other pre-1700 composers, the Canon remained forgotten for centuries and was rediscovered only in the 20th century. Several decades after it was first published in 1919, the piece became extremely popular, and today it is frequently played at weddings and included on classical music compilations, along with other famous Baroque pieces such as Air on the G String by Johann Sebastian Bach." (wiki)





reference:
http://en.wikipedia.org/wiki/Pachelbel%27s_Canon

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How to get due recognition as well as promotions in your organisation

With the world economy coming out of the shadow of recession, companies have started hiring again, besides giving usual increments and promotions to their existing staff. If moving up the corporate ladder is on your mind, this may be the right time to pitch for that. But apart from your honesty towards work, peers and organization, what can you do to ensure that you’re on the short list of candidates for a promotion?

There are, in fact, intelligent theories on the different behaviors people exhibit in their career and how one should manage one’s supervisors and subordinates. A senior HR manager with an MNC recently mentioned that there are enough people who are always confused on how can they grow and get promotions. 

Here are ten sure ways to get due recognition as well as promotions in your organisation.

1) Align with the organisational goals

It is a reality that gradually HR managers are aligning the KRA’s of individuals more objectively. One of the most common reasons for failure to get a promotion is the gap in the understanding of one’s role in the organizational setup. 

"Most often employees think about achieving sales numbers and bagging new clients, but they miss out on the bigger picture about their role in providing a direction to the team or the organization. If you really want a promotion, then do not only look at smaller goals. A clear understanding of your organisation’s objectives is a sure way of getting a promotion," says Alok Bansal, CEO, Alethia Education Services

2) Maintain momentum

Exceptional performers or people on the fast track in any organisational setup are a difficult set to handle and mentor. Success almost always becomes a habit and performers at times align themselves to believe that they shall continue to move up the ladder. 

This breeds a sense of laxity and harms the competitiveness of an individual. It is seen that even habitual performers fail to upgrade their skill sets or fail to look at the way things are to be executed, often missing out on the changing paradigms of the market. 

"People who lose steam over a period of time are the ones who ensure that they kill and miss out on promotions. Every new appraisal cycle demands fresh look at the performance and the past performance can only have little influence. So always be on the guard, maintain the momentum and sure look at a promotional avenue," says Mr Bansal.

3) Don't be content with present job

There are many people around who are too happy with their present job or surroundings and are hesitant to look at other assignments, locations or companies. 

Well, it is a perspective people continue to live with as well and hence manage to live a ‘stable’ career. But such people, when they refuse a department change or a locational change, are clearly ensuring that they continue with the present state and can hardly hope to get a promotion. 

Therefore, if you want to get promoted, look at challenges within the present set-up, grow with more responsibilities and seek change.

4) Respect your peers & subordinates

Any organisation looks at leadership attributes in an individual. In white collar jobs one always aims at finding the one who could take up some other’s job and grow. It is believed in quite a few organizations that if you groom your subordinates to take up your job, you will grow and also get promoted to handle bigger assignments. 

Here one attribute which will differentiate between performers and leaders would be a feeling of respect or acceptability in your group. Relationship issues are a reality in organizational set-ups. So people who are liked by a major logical/decision-making group, are the ones who get promoted. Thus, if you really feel that you can grow only by exceptional performance, think again!

5) Have positive attitude

In an organisational setup, there are people who are called cynics, innovators and developers. In any such set-up, such personality traits are easier to identify. There would be some people who would always be anti-establishment, anti-world, and critical of every change. Also called as wearing red hats these are the ones who manage to survive in the organization, but hardly get a promotion because they cannot bring a fresh perspective or manage a well-groomed team. 

“A positive encouraging and open attitude helps one get acceptance in an organization and is also a way to ensure that you get your promotion,” says Mr Bansal.

6) Be in the good books of your boss

You might be a good worker and a constant performer. But if your boss does not like your face for some reasons, the chances of getting a good raise or getting a promotion are very less. 

Therefore, always try to be in the good books of your boss. This doesn’t mean that you need to become a sycophant for getting promoted. But making a good rapport with your boss always helps

7) Know what your boss wants

Keep getting the feedback from your boss as well as other colleagues regarding your performance and the way you handle a job. For instance, if your boss is not happy with a job executed by you, ask him/her how you could have done better on that assignment. 

This will help increase your boss’ confidence in you and you will be able to know what your boss expects from you. You will also be able to identify both your week and strong points, and then work out your strategies according

8) Upgrade your skills

If things are not going the way you want, you should first go for self appraisal. Are you able to execute your work well? Does your employer values your work but does not let it get reflected in your pay hike or promotion? 

Or are there some areas where you need improvement? There’s a good chance that you might be lacking some of the necessary skills or qualifications for a higher-level role. 

If this is the case, then first work on your shortcomings, upgrade your skills and then seek results.

9) Go for self-promotion

You might be working hard and even harder than most of your co-workers. But are your seniors — especially your boss — also aware of your performance and all that you’ve been doing in connection with your job? 

"You might hate to brag, but the boss should know what you have been doing day in and day out. After all, in today’s world and in many organisations, self-promotion seems to work more than the actual performance,” says Ashish Kesharwani, chief learning officer, UEI Global.

10) Talk to your boss

You might be very much keen on playing a larger role in your organisation and getting promoted, but does your boss think you worthy of that? Is your boss also aware of your plans and that you are willing to advance in your career? 

It is better, therefore, to talk to your boss about your long-term goals and plans, as well as your desire to grow your career as your promotion depends to a large extent upon his willingness to give you additional job responsibilities or not.

Funny Video From Youtude: Jail Rabbit

Very interesting and funny video. Without any word to express all funny things. Thanks for the creators and people who share these funny and interesting video (Jail Rabbit) in Youtube.

But due to some technical problems that the people who upload these funny videos deleted them after sometimes.

Therefore, it is good idea to go to Youtube.com then search "Jail Rabbit" yourself. There are 38 series and about 1.30 minutes per series video.

Sorry for any inconvenience.

Feel free to give me a comment about this topic. It will be a great support to Xaivier Blog.


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Future Technology 2009 The year of technology invention (milliongenerator)

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EASY TO MAKE MOCKTAILS Lime Cola ,Up-Beet , Slim Jim and Virgin Mary -- HOME TO MAKE MOCKTAILS FOR SUMMERS

Lime Cola 

Ingredients

3 tablespoons frozen limeade concentrate, thawed

1 (12 fluid ounce) can cola-flavored carbonated beverage

1 slice lime

Directions

Fill a tall glass with ice. Spoon in the limeade. Slowly pour in the cola. Garnish with a slice of lime

http://hallosushant.blogspot.com/

Watermelon Slush

6-8 ice cubes

2 cups seeded watermelon

Sugar or honey to taste

Place ice cubes in a blender, pulse until crushed. Add the watermelon and honey, blend together until slushy (or smooth for a more cocktail feel) Garnish with watermelon wedge and serve.

Up-Beet 

Ingredients:

350 ml Tomato juice

350 ml Beetroot juice

Worcestershire sauce

Salt and Pepper to taste

Squeeze of Lemon juice





Method:



1. Pour the two juices onto ice in a mixing jug.



2. Add a squeeze of lemon, salt, pepper and, if you want it spicy, Worcestershire sauce.

http://hallosushant.blogspot.com/

3. Stir well and serve in cocktail or highball glasses.



4. Decorate with cocktail sticks of celery and olives or celery and fresh mint.

Serves: 4-6

Slim Jim 

Ingredients:

250 ml Tomato juice

250 ml Grapefruit juice

Worcestershire sauce





Method:



1. Pour the juices onto ice in a cocktail shaker.

http://hallosushant.blogspot.com/

2. Add dash(es) of Worcestershire sauce and/or Tabasco.



3. Shake well and strain into flutes or cocktail glasses.



4. Garnish with slivers of grapefruit skin placed in the glass or with pieces of celery and cocktail olives on sticks.

Serves: 4 

Virgin Mary 

Ingredients:

2 drops Tabasco

5 ml Lemon juice

105 ml Tomato juice

Salt and pepper to taste

2 dashes Worcestershire sauce





Method:



1. Pour the ingredients into the large highball over ice, stir.



Tip: To prevent formation of ice, rub table salt to the insides of your freeze.

May 22 marked the International Day for Biological Diversiy - As of December 2009, exactly 192 countries and the European Commission were signatories to it. This year has been declared the International Year of Biodiversity.

Biodiversity is the variation of life forms within a given ecosystem, biome, or on the entire Earth. Biodiversity is often used as a measure of the health of biological systems. The biodiversity found on Earth today consists of many millions of distinct biological species. The year 2010 has been declared as the International Year of Biodiversity.

Biodiversity is not distributed evenly on Earth, but is consistently rich in the tropics and in specific localized regions such as the Cape Floristic Province; it is less rich in polar regions where fewer species are found.

Rapid environmental modifications typically cause extinctions. Of all species that have existed on Earth, 99.9 percent are now extinct. Since life began on Earth, five major mass extinctions have led to large and sudden drops in the biodiversity of species. The Phanerozoic eon (the last 540 million years) marked a rapid growth in biodiversity in the Cambrian explosion—a period during which nearly every phylum of multicellular organisms first appeared. The next 400 million years was distinguished by periodic, massive losses of biodiversity classified as mass extinction events. The most recent, the Cretaceous–Tertiary extinction event, occurred 65 million years ago, and has attracted more attention than all others because it killed the dinosaurs.^.

As it holds the key to progress in medicine, agriculture, forestry and other fields. Botanist Alvin Gentry estimates that 15,000-20,000 species of tropical flowering plants are yet to be documented.

India is one of the world's 12 mega-biodiversity centres, and the subcontinent one of the six Vavilovian centres of origin of species. Some 45,000 plant species and over 89,000 species of animals have been documented here, comprising some 6.5 per cent of all known wildlife. The faunal diversity comprises inter alia 2,500 fishes, 150 amphibians, 450 reptiles, 1,200 birds, 850 mammals and 68,000 insects. Although India is designated as a mega-biodiversity area, it also has two of the world's most threatened 'hot spots', the Eastern Himalayan region and the Western Ghats. To quote Professor M.S. Swaminathan, both are paradises of valuable genes but are inching towards the status of 'Paradise Lost.

India has a rich and varied heritage of biodiversity, encompassing a wide spectrum of habitats from tropical rainforests to alpine vegetation and from temperate forests to coastal wetlands. India figured with two hotspots - the Western Ghats and the Eastern Himalayas.

India contributes significantly to latitudinal biodiversity trend. With a mere 2.4% of the world's area, India accounts for 7.31% of the global faunal total with a faunal species count of 89,451 species.

 

India has two major realms called the Palaearctic and the Indo-Malayan, and three biomass, namely the tropical humid forests, the tropical dry/deciduous forests, and the warm desert/semi-deserts. India has ten biogeographic regions including the Trans-Himalayan, the Himalayan, the Indian desert, the semi-arid zone(s), the Western Ghats, the Deccan Peninsula, the Gangetic Plain, North-East India, and the islands and coasts.

India is one of the 12 centres of origin of cultivated plants. India has 5 world heritage sites, 12 biosphere reserves, and 6 Ramsar wetlands. Amongst the protected areas, India has 88 national parks and 490 sanctuaries covering an area of 1.53 lakh sq. km.

India's record in agro-biodiversity is equally impressive. There are 167 crop species and wild relatives. India is considered to be the centre of origin of 30,000-50,000 varieties of rice, pigeon-pea, mango, turmeric, ginger, sugarcane, gooseberries etc and ranks seventh in terms of contribution to world agriculture.

Target 2010

The Conference of the Parties (COP) established under the CBD at its sixth session in 2002 set common global targets to reduce the loss of biodiversity by 2010. These include:

• Conservation of biodiversity at the level of ecosystems, species and genes;

• Addressing risks such as invasive alien species, global warming and developments that threaten the natural environment;

• Maintaining the function of ecological services that support human livelihood;

• Maintaining the rights of the aboriginal people and protecting their traditional knowledge;

• Ensuring equal and equitable distribution of profits from the use of genetic resources.

 

 

 

 

4QFY2010 Result Update I Oil & Gas-IGL PERFORMANCE HIGHLIGHTS

IGL reported a 27.7% yoy increase in bottom-line to Rs51.5cr (Rs40.3cr) in

4QFY2010, lower than our expectation of Rs61.0cr, because of lower gross

gas margin and subdued CNG volume growth on a qoq basis. On account of

healthy top-line growth of 26.8% yoy and payment of overdrawl charges on

excess drawl of gas in 4QFY2009, OPM expanded by 75bp yoy to 32.6%

(31.8%) in 4QFY2010. We continue to harbour concerns on sustainability of

the company's high-margin business model, especially considering that

margins were fueled by lower gas costs (subsidised gas). We recommend a

Reduce rating on the stock.

Volume growth continues: CNG volume increased 12.1% yoy to 1.98mmscmd

(1.76mmscmd), which was below our expectation of 2.04mmscmd. Overall,

total volumes increased by 16.5% yoy to 2.20mmscmd (1.93mmscmd), lower

than our expectation of 2.24mmscmd. Due to healthy revenue growth and

OPM expansion, EBITDA grew by 29.8% yoy to Rs94.4cr (Rs72.7cr).

Depreciation during 4QFY2010 increased 12.6% yoy to Rs19.8cr (Rs17.6cr)

but was flat on a qoq basis. Other income dipped 53.7% yoy to Rs3.6cr

(Rs5.7cr) on account of deployment of surplus funds. Bottom-line grew by

27.7% yoy to Rs51.5cr (Rs40.3cr), below our expectation of Rs61cr, mainly on

account of higher gas cost.

Outlook and Valuation: Given the fact that high margins for the company

were largely a function of subsidised gas prices, we believe passing through

complete price hike will be difficult. We model an increase of Rs2.1/kg in

CNG prices (50% of the required price hike of Rs4.2/kg). Thus, we have

downgraded our earnings estimates for FY2011E and FY2012E on account of

the recent increase in the APM gas price. At the CMP of Rs229, the stock is

available at relatively expensive valuations of 15.8x FY2012E EPS and 3.1x

FY2012E P/BV. We recommend a Reduce view on the stock (Sell earlier), with

a revised Target Price of Rs210.

IGL

Operating revenue marginally below expectation: For 4QFY2010, IGL reported a

26.8% yoy increase in operating income to Rs290cr (Rs228cr), which was marginally

below our expectation of Rs294cr. CNG volumes increased 12.1% yoy to

1.98mmscmd (1.76mmscmd), below our expectation of 2.04mmscmd. Whereas,

PNG volumes increased 62.3% yoy to 0.28mmscmd (0.17mmscmd) and were much

above our expectation of 0.19mmscmd due to clubbing of the sales to Adani under

the PNG segment during the quarter. Total volume increased by 16.5% yoy to

2.20mmscmd (1.93mmscmd), which was below our expectation of 2.24mmscmd,

due to lower-than-expected CNG volumes. Average gross CNG realisations were

higher on a yoy basis at Rs21/kg (Rs18.7/kg) due to the price hike effected on June

16, 2009, whereas average PNG realisations took a substantial dip on a yoy basis

during the quarter to Rs15.6/scm (Rs19.5/scm) due to clubbing of lower margin

sales to Adani under the PNG segment.

OPM expands by 75bp yoy to 32.6%: Gas sourcing cost increased 19.5% yoy to

Rs138cr (Rs116cr), which was above our expectation of Rs131cr. Gas cost per scm

came in at Rs6.8/scm (Rs6.6/scm) as against our expectation of Rs6.4/scm. Gross

gas spread during the quarter on a yoy basis stood higher at Rs7.5/scm

(Rs6.5/scm), but was lower than our expectation of Rs7.9/scm. On account of higher

gas cost per scm, gross gas spread also stood lower on a qoq basis at Rs7.5/scm

(Rs7.9/scm). Staff cost increased 49.1% yoy to Rs9.6cr (Rs6.5cr) owing to increased

minimum wage, whereas other operating expenditure increased 41.4% yoy to

Rs47.5cr (Rs33.6cr). OPM during the quarter expanded by 75bp yoy to 32.6%

(31.8%); however, it was lower than our expectation of 36.6%. On account of

healthy revenue growth and OPM expansion, operating profit grew by 29.8% yoy to

Rs94.4cr (Rs72.7cr). However, the same declined by 10.2% on a qoq basis due to

lower CNG volumes and increased gas cost.

 

Depreciation flat qoq; other income dips: Depreciation during 4QFY2010 increased

12.6% yoy to Rs19.8cr (Rs17.6cr), but was flat on a qoq basis. Other income dipped

53.7% yoy to Rs3.6cr (Rs5.7cr) on account of deployment of surplus funds.

PAT up 27.7% yoy, but below our expectation: Higher revenue growth and OPM

expansion resulted in bottom-line growing 27.7% yoy to Rs51.5cr (Rs40.3cr), which

was below our expectation of Rs61cr, mainly on account of higher gas cost and

lower-than-anticipated CNG sales volumes.

Segment-wise performance

Robust growth continues in CNG and PNG volumes: On a sequential basis, IGL's

CNG volumes declined marginally by 0.3% to 1.98mmscmd (1.94mmscmd), but

were higher on a yoy basis, primarily on the back of growth in CNG vehicle

conversions. However, PNG volumes registered robust growth of 53.4% sequentially

to 0.28mmscmd (0.18mmscmd) on account of clubbing of sales to Adani under the

PNG segment from the current quarter. PNG volumes were also higher on a yoy

basis by robust 62.3% yoy

.

there had been just six farmers' suicides in Vidarbha since January - - Farm suicides are rising within a declining farm population. Two, an all-India picture disguisees the intensity. The devastation lies in the Big 5 States (Maharashtra, Andhra Pra

Farm suicides are rising within a declining farm population. Two, an all-India picture disguisees the intensity. The devastation lies in the Big 5 States (Maharashtra, Andhra Pradesh, Karnataka, Madhya Pradesh and Chhattisgarh). These account for two-thirds of all farm suicides during 2003-08. Take just the Big 5 — their percentage of all farm suicides has gone up. Worse, even their percentage of total all-India suicides (all categories) has risen. Poor States like Madhya Pradesh and Chhattisgarh are doing very badly for some years now.Chief Minister Ashok Chavan said that figure was 343. Minister of State for Agriculture K.V. Thomas pitched his count at 23 suicides in Vidarbha since January. The government's Vasantrao Naik Farmers' Self Reliance Mission in Vidarbha put the number at 62 for just January alone.

Can estimates of farm suicides — all of them official — vary by over 5,500 per cent?

Mr. Chavan's is that much higher than Mr. Pawar's). But it doesn't end there. Maharashtra Revenue Minister Narayan Rane informed the State Assembly in April that there have been 5,574 suicides in Vidarbha since 2006. But Parliament is told only six have occurred since January this year. Mr. Rane's count for the whole state since 2006 is 7,786 farm suicides. That is more than double Mr. Pawar's new count of 3,450 for the whole country in the last three years.

The National Crime Records Bureau puts the number in the last three years at nearly 50,000. That is for 2006, 2007 and 2008 (the last year for which data are available). And the NCRB is the only source for farm suicide data at the national level. Its data also show us that nearly 200,000 farmers have killed themselves between 1997 and 2008.

Because Maharashtra's numbers are the worst in the country. This state has seen 41,404 farmers' suicides since 1997. Of these, 12,493 have occurred in 2006-08. So the pressure to cover up is greater here than anywhere else.

Hundreds of people were dropped from the farm suicide lists on the ground that they were not farmers. "There's no land in their names," officials asserted. mbitious bureaucrats stepped forward to create new categories. 'Eligible' and 'ineligible' suicides. Only the former would be counted as "farm suicides." And so the coming of 'non-genuine suicides.' This did not mean the man was any less dead. Or that he had not killed himself. It meant the government could not accept his death had been driven by debt and distress. (Even though quite a few suicide notes cited precisely those reasons.) Committees were set up in the crisis districts to check if the suicides were 'genuine.'NCRB data was precisely what he cited in 2007 when confirming there had been nearly 1.5 lakh farm suicides between 1997 and 2005.

etween just the Census of 1991 and that of 2001, nearly 8 million cultivators quit farming. A year from now, the 2011 Census will tell us how many more quit in this decade. It is not likely to be less. It could even dwarf that 8 million figure as the exodus from farming probably intensified after 2001. The State-wise farm suicide ratios — number of farmers committing suicide per 100,000 farmers — are still pegged on the outdated 2001 figures. So the 2011 Census, with more authentic counts of how many farmers there really are, might provide an unhappy update on what is going on.

Nocturne in E flat major, Op. 9, No. 2

"The Nocturnes, Op. 9 are a set of three nocturnes written by Frédéric Chopin between 1830 and 1832 and dedicated to Madame Camille Pleyel. The work was published in 1833."

"Chopin composed his popular Nocturne in E flat major, Op. 9, No. 2 when he was about twenty. Like much of Chopin's music, this nocturne is tinged with melancholy."



Chopin Nocturne Op.9 No.2 (Arthur Rubinstein)


reference
http://en.wikipedia.org/wiki/Nocturnes_Op._9_%28Chopin%29

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Alabama Auto Insurance - Accident Forgiveness, Safe Driving Bonus, Deductible Rewards & More!

Are you a safe driver? Has it been several years since you had a car accident? (Please, knock on a piece of wood) Are you getting the rewards you deserve? 

We have THREE optional features available for your Alabama Car Insurance policy with our agency. If you do not have these features, you need to call us immediately. We may be able to save you some money, provide better coverage, and reward you for being a safe driver! 

Accident Forgiveness: This feature allows you to protect your insurance premium expense by basically "insuring your insurance." With Accident Forgiveness, we overlook accidents and do not raise your rate because of an accident. Do you have this in your current auto policy? 

Safe Driving Bonus: If you do not have an accident during your 6 month auto policy term, does your current insurance company mail you a check as a safe driving bonus / reward? You can receive cash back from me every 6 months that you are accident free! 

Deductible Rewards: It just keeps getting better... This optional features lowers your Collision Insurance deductible $100 IMMEDIATELY and another $100 every year that you are accident free (up to $500). This can save you big time in the event that you do have an automobile accident. Does your current insurance policy give you this type of savings? Mine does! 

Contact Joseph Puckett today at Joseph@ThePuckettAgency.com or by calling toll free 1-888-99-4AQuote to get started right away. Watch the video below to hear me explain these 3 optional features that may be a good addition to your insurance plan. 




Join Joseph Puckett Online: 

WHAT IS BETA ? How do we have to go about reading the market is simple beta calculation.

The beta compares the sensitivity of a stock’s price movement with the broader index. Higher the beta, higher will be the volatility in the stock price, and hence, riskier the investments. The beta of the index or the market is pegged at 1.

“Some of the clients had to liquidate positions at lower prices due to mark-to-market pressures. While until morning, there was no panic, the sentiment turned negative, after the Nifty and the Sensex fell from the psychological levels of 4800 and 16,000, respectively,” the dealer said. “We are asking some of our clients who are leveraged in the derivatives segment to either pay the additional margins to maintain the positions. We have liquidated positions of those who could not pay up on time,” said a dealer, who handles wealthy clients at a domestic broking firm.

Analysts advise caution while dealing with high-beta stocks. Gurudatta Dhanokar, technical and derivative strategist, Almondz Global Securities, says that the trend in the Nifty looks down only till the time the global markets are under pressure. “If someone wants to trade the high-beta space, he should do through buying out of the money calls as the premium is low. Investors are already ‘long’ should put stop losses in place, while those who want to create fresh position should do so only after waiting for the markets to stabilise.”

In finance, the beta (β) of a stock or portfolio is a number describing the relation of its returns with that of the financial market as a whole.^[1]

An asset with a beta of 0 means that its price is not at all correlated with the market. A positive beta means that the asset generally follows the market. A negative beta shows that the asset inversely follows the market; the asset generally decreases in value if the market goes up and vice versa.^[2]

The beta coefficient is a key parameter in the capital asset pricing model (CAPM). It measures the part of the asset's statistical variance that cannot be mitigated by the diversification provided by the portfolio of many risky assets, because it is correlated with the return of the other assets that are in the portfolio. Beta can be estimated for individual companies using regression analysis against a stock market index.

Definition

The formula for the beta of an asset within a portfolio is

,

where r_a measures the rate of return of the asset, r_p measures the rate of return of the portfolio, and Cov(r_a,r_p) is the covariance between the rates of return. The portfolio of interest in the CAPM formulation is the market portfolio that contains all risky assets, and so the r_p terms in the formula are replaced by r_m, the rate of return of the market.

Beta is also referred to as financial elasticity or correlated relative volatility, and can be referred to as a measure of the sensitivity of the asset's returns to market returns, its non-diversifiable risk, its systematic risk, or market risk. On an individual asset level, measuring beta can give clues to volatility and liquidity in the marketplace. In fund management, measuring beta is thought to separate a manager's skill from his or her willingness to take risk.

The beta coefficient was born out of linear regression analysis. It is linked to a regression analysis of the returns of a portfolio (such as a stock index) (x-axis) in a specific period versus the returns of an individual asset (y-axis) in a specific year. The regression line is then called the Security characteristic Line (SCL).

α_a is called the asset's alpha and β_a is called the asset's beta coefficient. Both coefficients have an important role in Modern portfolio theory.

For an example, in a year where the broad market or benchmark index returns 25% above the risk free rate, suppose two managers gain 50% above the risk free rate. Since this higher return is theoretically possible merely by taking a leveraged position in the broad market to double the beta so it is exactly 2.0, we would expect a skilled portfolio manager to have built the outperforming portfolio with a beta somewhat less than 2, such that the excess return not explained by the beta is positive. If one of the managers' portfolios has an average beta of 3.0, and the other's has a beta of only 1.5, then the CAPM simply states that the extra return of the first manager is not sufficient to compensate us for that manager's risk, whereas the second manager has done more than expected given the risk. Whether investors can expect the second manager to duplicate that performance in future periods is of course a different question

 Security market line

: Security market line

The Security Market Line

The SML graphs the results from the capital asset pricing model (CAPM) formula. The x-axis represents the risk (beta), and the y-axis represents the expected return. The market risk premium is determined from the slope of the SML.

The relationship between β and required return is plotted on the security market line (SML) which shows expected return as a function of β. The intercept is the nominal risk-free rate available for the market, while the slope is E(R_m − R_f). The security market line can be regarded as representing a single-factor model of the asset price, where Beta is exposure to changes in value of the Market. The equation of the SML is thus:

It is a useful tool in determining if an asset being considered for a portfolio offers a reasonable expected return for risk. Individual securities are plotted on the SML graph. If the security's risk versus expected return is plotted above the SML, it is undervalued since the investor can expect a greater return for the inherent risk. And a security plotted below the SML is overvalued since the investor would be accepting less return for the amount of risk assumed.

Beta volatility and correlation

There is a simple formula between beta and volatility (sigma):

That is, beta is a combination of volatility and correlation. For example, if one stock has low volatility and high correlation, and the other stock has low correlation and high volatility, beta can decide which is more "risky".

This also leads to an inequality (since |r| is not greater than one):

In other words, beta sets a floor on volatility. For example, if market volatility is 10%, any stock (or fund) with a beta of 1 must have volatility of at least 10%.

Another way of distinguishing between beta and correlation is to think about direction and magnitude. If the market is always up 10% and a stock is always up 20%, the correlation is one (correlation measures direction, not magnitude). However, beta takes into account both direction and magnitude, so in the same example the beta would be 2 (the stock is up twice as much as the market)

 

 

HOW WAS THE LOOK OF THE MOVIE CHANCE PE DANCE -- WITH A low emotional quotient input ,less music but a struggler glamor model ,lets have a brief review of the movie - CHANCE PE DANCE

Film: Chance Pe Dance 

Cast: Shahid Kapoor, Genelia D'Souza 

Direction: Ken Ghosh 

Genre: Drama 

Duration: 2 hours 1 minute 

Story: Sameer is the archetypal struggler who leaves his dad in Delhi and comes to Mumbai, chasing dreams of becoming a star in Bollywood. Does he manage to survive the bleak and gruelling rounds of endless auditions, broken promises and missed chances?

Movie Review: Begin the count....How many times have you seen and heard the story of the bechara struggler who leaves his home town with a tooth brush in his backpack and a bag full of dreams that can only be fulfilled in maximum city, Mumbai. And then, how many times have you seen him eventually rise like the Phoenix over a relentless period of struggle which has him being shunted out of producer's offices, battling with rejection slips, shedding a salty tear of desperation on the salty sea front or giving himself some pep talk when the going gets really tough.

Umpteen times. And that's where Ken Ghosh's film slips. For, it offers you nothing new in terms of the script which ends up as the weakest link in this entire show. Sadly, it follow all the predictable twists and turns that comprise the star-is-born story. Yes, super-talented Sam (Shahid Kapoor) does leave his dad (Parikshat Sahni) to sell saris in saddi Dilli, in order to become an actor in big, bad Bollywood, minus a godfather and a grand daddy. Yes, he bides his time making low brow lungi ads and pitching in as a courier boy, hoping the empty promises of stardom might just come true. And yes, they do come true, but only after a prolonged period of struggle which goes through the usual grind of hunger, a homeless and penniless state.

Yet, what makes this film watchable is the passion that Shahid Kapoor injects in his delineation of Sam, the struggler with stars in his eyes. May be, it's the autobiographical strains of the film -- the advertisements, the dance school, the chorus boy act, the no-godfather syndrome -- that stoke the fire in him. But there is a ring of sincerity and authenticity in his `Hi, I'm Sameer Behl and this is my number, Sir,' stuff during the sundry auditions that seem to be going nowhere. Also, the interactions with the school kids, when he tries to make a living as a dance teacher, has a spontaneity about it. Again, perchance spilling over from his days with Shiamak Davar. The initial I-hate-kids attitude is absolutely delightful -- and refreshing -- too. Add to this the effervescence of Genelia as Tina, the scooty-riding choreographer who thinks from her heart and you have an adequate medley of some moments of fun, fuzz and fantastic moves on the dance floor. Although, we do confess the audio track (Pritam Singh, Adnan Sami, Ken Ghosh, Sandeep Shirodkar) isn't much to boast about, considering the film is actually conceptualised as a musical.

The film may not have the emotional quotient of Ishq Vishq, Shahid and Ken's first film that set the box office on fire, yet it does have its moments. A better scripted, less cliched second half would have surely given the film a better chance to dazzle and shake.

A word about:

Performances: Shahid has a ring of sincerity as Sam, the struggler, while Genelia is her usual ebullient self.

Story: The plot is so predictable, it could put you to sleep. Now that's ironical at a time when Bollywood has so many new stories to tell.

Music: Four music directors and not a single song to boast about. Sad, really sad

Download [Chance Pe Dance] Songs for free



  



Watch Chance Pe Dance Online and Download Full Movie free

HOW TO WRITE YOUR OWN EBOOK -- Below are the progressive steps & precautions to write an ebook or an ethesis.

The hardest part of writing is the first sentence.When you look at the whole project, it seems like an impossible task. That's why you have to break it down into manageable tasks. Think of climbing a mountain. You are standing at the foot of it and looking up at its summit vanishing into the clouds. How can you possibly scale such an immense and dangerous mountain?

There is only one way to climb a mountain ? step by step.Now think of writing your ebook in the same light. You must create it step by step, and one day, you will
take that last step and find yourself standing on the summit with your head in the clouds.

The first thing you have to do, as if you actually were a mountain climber, is to get organized. Instead of climbing gear, however, you must organize your
thoughts. There are some steps you should take before you begin. Once you've gone through the following list, you will be ready to actually begin writing your
ebook.

Beginning Steps to Writing an ebookFirst, figure out your ebook's working title. Jot down a few different titles, and eventually, you'll find that one that will grow on you. Titles help you to
focus your writing on your topic; they guide you in anticipating and answering your reader's queries. Many non-fiction books also have subtitles. Aim for clarity
in your titles, but cleverness always helps to sell books ? as long as it's not too cute. For example, Remedies for Insomnia: twenty different ways to count
sheep. Or: Get off that couch: fifteen exercise plans to whip you into shape.
Next, write out a thesis statement. Your thesis is a sentence or two stating exactly what problem you are addressing and how your book will solve that problem.
All chapters spring forth from your thesis statement. Once you've got your thesis statement fine-tuned, you've built your foundation. From that foundation,
your book will grow, chapter by chapter.Your thesis will keep you focused while you write your ebook. Remember: all chapters must support your thesis statement. If they don't, they don't belong in your book. For example, your thesis statement could read:
We've all experienced insomnia at times in our lives, but there are twenty proven techniques and methods to give you back a good night's sleep.
Once you have your thesis, before you start to write, make sure there is a good reason to write your book. 

Ask yourself some questions:
* Does your book present useful information and is that information currently relevant?

* Will you book positively affect the lives of your readers?

* Is your book dynamic and will it keep the reader's attention?

* Does you book answer questions that are meaningful and significant?

If you can answer yes to these questions, you can feel confident about the potential of your ebook.

Another important step is to figure out who your target audience is. It is this group of people you will be writing to, and this group will dictate many elements of your book, such as style, tone, diction, and even length. Figure out the age range of your readers, their general gender, what they are most interested in, and even the socio-economic group they primarily come from. Are they people who read fashion magazines or book reviews? Do they write letters in longhand or spend hours every day online. The more you can pin down your target audience, the easier it will be to write your book for them.
Next, make a list of the reasons you are writing your ebook. Do you want to promote your business? Do you want to bring quality traffic to your website? Do you want to enhance your reputation?

Then write down your goals in terms of publishing. Do you want to sell it as a product on your website, or do you want to offer it as a free gift for filling out a survey or for ordering a product? Do you want to use the chapters to create an e-course, or use your ebook to attract affiliates around the world? The more you
know upfront, the easier the actual writing will be. Decide on the format of your chapters. In non-fiction, keep the format from chapter to chapter fairly consistent. Perhaps you plan to use an introduction to your chapter topic, and then divide it into four subhead topics. Or you may plan to divide it into five parts, each one beginning with a relevant anecdote. 

How to make your ebook "user friendly" You must figure out how to keep your writing engaging. Often anecdotes, testimonials, little stories, photos, graphs, advice, and tips will keep the reader turning the pages. Sidebars are useful for quick, accessible information, and they break up the density of the page.

Write with a casual, conversational tone rather than a formal tone such as textbook diction. Reader's respond to the feeling that you are having a conversation with them. Break up the length and structure of your sentences so you don?t hypnotize your readers into sleep. Sentences that are all the same length and
structure tend to be a good aid for insomnia! Good writing takes practice. It takes lots and lots of practice. Make a schedule to write at least a page a day. Read books and magazines about the process of writing, and jot down tips that jump out at you. The art of writing is a lifetime process; the more you write (and read), the better your writing will become. The better your writing becomes, the bigger your sales figures.

In an ebook that is read on the screen, be aware that you must give your reader's eye a break. You can do this by utilizing white space. In art classes, white space is usually referred to as "negative space." Reader's eyes need to rest in the cool white oasises you create on your page. If your page is too dense, your reader will quit out of it as soon as their eyes begin to tear.

Make use of lists, both bulleted and numbered. This makes your information easy to absorb, and gives the reader a mental break from dissecting your paragraphs one after the other.
Finally, decide on an easy-to-read design. Find a font that's easy on the eyes, and stick to that font family. Using dozens of fonts will only tire your readers out before they've gotten past your introduction. Use at least one and a half line spacing, and text large enough to be read easily on the screen, but small enough so that the whole page can be seen on a computer screen. You will have to experiment with this to find the right combination.Of course, don't forget to run a spell and grammar check. You are judged by something as minor as correct punctuation, so don?t mess up a great book by tossing out semicolons randomly, or stringing sentences together with commas. (By the way, that's called a "comma splice.")

Last of all, create an index and a bibliography.
That's it! You've written a book! Now all you have to do is publish your ebook online, and wait for download
request from your website visitors.

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Thailand Places to Visit

 

Thailand is the only country in Southeast Asia that has never been colonized. Its government structure has undergone gradual and practical evolution in response to the changing environment. Thailand has been a constitutional monarchy, with a king as head of state and a parliamentarian form of government. The Kingdom of Thailand is southeast Asia's premiere destination with over 14 million visitors per year sampling its irresistible combination of breathtaking natural beauty, inspiring temples, outstanding hospitality and superb cuisine. The Kingdom of Thailand, is a country blessed with political stability and economic prosperity.
Bangkok
There is a wealth of things to do and see in Bangkok if you can tolerate the traffic congestion, which can become almost grid locked during the rush hour. The city is very urbanised but still manages to retain its oriental flavour. Street vendors abound, and the city has a much more vibrant feel than most western capitals. Bangkok can be a confusing city to navigate so get yourself a good map, preferably one marked with bus routes and the new "Sky Train" and mass transit railway. What makes Bangkok different from other big Asian cities is its rich traditional culture. Everything that one associates with the exotic Orient glittering temples and palaces, beautiful Buddha images and opulent art, are all to be found here in abundance. East meets west, albeit tentatively in this chaotic city and the senses are assailed by the many sights, sounds and above all, smells of this bustling place. Soak up the entire experience, from the wonderful food to the motorbikes perilously weaving in and out of the rush hour traffic laden with vendors carrying all manner of wares. A real eye-opener and a true slice of Asia for first time visitors!
Pattaya
Located 140km south-east of Bangkok, on the Eastern Seaboard of the Gulf of Thailand, Pattaya is popular with both residents of Bangkok and international tourists. Over one million people visit this beach resort every year to sample the sun, sand, sports facilities and many fine attractions. After dark Pattaya really comes alive and the city takes on a party atmosphere which lasts until the early hours. Much of its success lies in its reputation for offering vibrant entertainment in a laid-back resort ambiance with its infamous nightlife of go-go bars and beer gardens galore. Pattaya has become a Mecca for single men seeking paid companionship and more, and the sight of young Thai girls (and boys) on the arms of a foreigner is all too familiar. That said, there is more to Pattaya than just 'sex and the city'.
Phuket
Phuket, is commonly referred to as the 'Pearl of South' and is the largest island in Thailand. Phuket is broken by a chain of mountains and valleys mainly from a north-south range running down the west coast. The island offers many different looks and feels for you to discover and enjoy. Kata Beach with its spectacular tropical scenery compared with the stately cassurina trees that are found on Nai Yang Beach just a few kilometers north. The triple canopy rainforest of Khao Phra Thaeo National Park to the mud flats and mangrove swamps of Koh Siray. Limestone outcroppings line the east coast and solid granite boulders on the west. Phuket is truly a tropical wonderland and offers something for just about everyone.
Koh Samui
Samui Island is located in the Gulf of Thailand 20km from the Thai mainland and about 600km south of Bangkok. It is Thailand's third largest island and covers an area of 247 square km. The island has some magnificent scenery, excellent facilities, and has attained an almost legendary status with Asian travellers. The best time to visit Samui is from February to June when the weather is hot and dry. July brings the rainy season which lasts until October, but there is still plenty of sunshine between the showers. From October to January there are sometimes heavy winds.
Krabi
Krabi is about 900 km and 90 minutes by air from Bangkok. The province includes two major neighbouring islands, the developing resort destination of Koh Lanta and the thoroughly well (over) established Koh Phi Phi. There are also 100 other pristine and untouched islands of all shapes and sizes surrounding Krabi. What draws people to Krabi is its natural beauty. The vivid presence of dramatic limestone karsts within the town and in the emerald waters of the Andaman Sea are majestic works of art by Mother Nature. The focus here is very much on the great outdoors. Whether it's a hike in the rain forest, island hopping, snorkeling, diving or kayaking, there's plenty to see and do.
Chiang Mai
Chiang Mai is Thailands second city and sits in the cool green north of the country. Its quite unlike the cluttered sprawl of manic Bangkok and although urbanized, retains much tradition and spirit. Founded around 700 years ago, quite a bit of history is still evident in Chiang Mai and certainly a bit of culture. The Rose of the North is surrounded by the hills, and with vintage teak houses, flowers and temples galore, theres plenty to appreciate. Chiang Mais main appeal however lies in its identity as the capital of the colorful ethnic North. To make the most of your trip get out into the countryside and experience both the challenging terrain and the colorful hill tribes.
Khao Lak
Khao Lak's greatest asset now is its pristine, raw jungle, and its clear waters. It's really beautiful - it's Thailand untouched by mass tourism - it's Khaolak. A beautiful unspoilt paradise location, which lies in the Takua Pa district of Phang-Nga province on Southern Thailand's azure Andaman coastline, about 1 and 1/2 hrs drive from Phuket International Airport. It offers an almost unsurpassed appeal to nature lovers and those seeking peace, tranquility and complete relaxation in a wonderfully scenic environment. In essence, Khao Lak offers relaxation, tranquility and charm in a splendid unspoilt environment on the beautiful Andaman coastline surrounded by National Park forest. It is also ideally situated to provide visits to numerous points of interest and natural attractions, including several Marine and Land based National Parks, not only in Phang-Nga province but also in neighbouring Surat Thani and Ranong Provinces